"The Secrets of Getting a Small Business Loan Finally Revealed!"

Dear Friend,

There seems to be one sad fact of life that all business people have to face … sometimes banks and Bank Managers just don’t ‘get’ small businesses. They claim to understand the problems you face, the issues you have to tackle on a day-to-day basis, but at the end of the day they aren’t there for you when you need them.

Has this happened to you …

You have a great idea for a new business or a profitable way to expand your business. You rush into the bank and ask to see the Manager to talk about a small business loan and quickly you are ushered in his office and you’re off describing your idea.

10 breathless minutes later you are back on the street, dumbfounded and in shock. “He said no! How? Stupid banks. Who needs them anyway!” Off you go to another bank … and the same thing happens again and again and again.

Can all the Bank Managers be wrong? Maybe! But have you considered this …

It’s just as much your fault as the bank’s!

Yes, you read that right! You are as much to blame as they are. Why? Because you didn’t know …

‘The Secrets of Getting Your Bank Manager to Say Yes!’

Let’s face it, you didn’t really think that you can turn up at the bank, give some half baked story about your idea or business and walk off with a couple of thousand in your back pocket? Yet many small business owners see this as the way of getting a small business loan.

Why miss the chance of a lifetime when, by knowing the secrets of what makes a Bank Manager say yes, you can get the small business loan you are looking for.

Once you know these little known secrets the next time you are in front of your Manager

• You’ll feel more in control

• You’ll be in the driving seat

• You’ll feel more confident

• You’ll feel like a ‘big’ businessman

• You’ll be in charge of your own destiny

Why waste your time second guessing the bank?

So how do you get hold of these powerful secrets? Everything you will ever need to know about getting the Bank Manager on your side are finally revealed in this new ebook,

‘The Secrets of Getting Your Bank Manager to Say Yes!’

Most business people will admit that they have learned many aspects of the business the hard way. Yes, experience can be a great way of learning but … it can also be expensive!

Being turned down by banks is not only demoralising but it can damage your reputation and affect how other banks see you and your business. Don’t waste your valuable time or the limited number of chances you have to impress the bank – understand exactly what banks want and in this ebook I’ll share with you what that is.

Learn from my insider knowledge

I guess you are wondering how I got hold of these secrets? It’s simple. I’ve been in the hot seat! Yes, I have been that dreaded man behind the big shinny desk.

I’ve dealt with small businesses and large businesses, said yes, said no and said maybe. I know exactly how a bank manager thinks because I’ve been one!

No one is better qualified to reveal the all secrets of getting a small business loan than someone who has been at the sharp end.

In this explosive ebook I will reveal to you all the secrets of how you can substantially increase your chances of success in getting a small business loan.

Get your Manager on your side with these simple strategies

Communication is so important when you are presenting any idea or plan. You can have the best idea in the world but many small business owners don’t realise that banks lend to you not your business. This is because you are your business.

This is why how you communicate with the bank and your Manager is so important. I’ll be showing you

• How to pick the ideal bank

• How to start building a relationship with your Manager from the moment you open your account

• How to overcome the common fears of dealing with banks

• The 10 steps to establishing rapport with your Manager

• How to play an equal role in your partnership with the bank

No more sleepless nights having nightmares about your interview

The problem with many small business owners is that they don’t know how important the interview with the bank manager is. Yes, you may have a superb idea or a business that is already making loads money, but you may not understand the importance of how you conduct yourself in the interview.

This is why I’ll be giving you 9 very clear, specific and actionable steps on how to prepare yourself before the interview.

Once you have understood all the steps gone will be all those sleepless nights!

But not only that, I’ll also be telling you

• How to handle yourself during the interview

• What to say and what not to say

• How to craft a ‘killer’ opening and closing statement for your interview

• 11 things to watch out for in your meeting so you don’t make a complete fool of yourself

No longer do you have to be scared of approaching the bank. You can walk through his door in total confidence and gone will be the numerous follow-up interviews.

Confused about what your bank wants from you?

Too often I used to have small business owners coming to see me armed with a file full of coffee-stained notes, handwritten (and illegible!) bits and scraps of papers. And all this was to impress me??

How about if I could show you exactly what a bank manager is looking for? Well, after reading this ebook you will know

• what research to do

• what you have to prepare

• and how to present it for maximum effect

Nothing is more impressive to a bank manager than a business person who is well prepared and truly knows his business. With all the powerful ideas contained in this ebook, you will be that person.

Imagine standing at your Manager’s door, fully confident that you know exactly what is wanted from you. Put into practice just a few of these ideas and you will have banks falling over themselves to support you!

Learn how to read your financial statements like a professional

Every year your accountant presents you with a neatly bound booklet which he says contains your Audited Accounts. He takes some time to go through them with you (if you are lucky!) and tells you the good points and bad points. You may nod and say a few encouraging words but in reality you haven’t got a clue what he’s talking about!

“But never mind, the figures are for the bank. They know what it all means”

So there you are in front of the manager requesting a small business loan to buy a new piece of equipment. He asks you to tell him about your financial performance last year and how much money you made. Now you wish you had listened to your accountant and asked questions!

Understanding your Audited Accounts is one vital secret of getting the bank manager to say yes.

I’ll show you how to read your Accounts like a true professional

• How to read a Profit and Loss Account and Balance Sheet so you will understand what it all means

• Learn the key things to know about a Profit and Loss which will stun your bank manager

• Understand the 4 key areas of assessment when it comes to reading the story behind the figures

• Learn the ratios which the banks routinely use to analyse your financial position

• Understand your Working Capital Cycle and how it can impact your business – for better or worse

Believe me when I tell you that there is nothing more impressive than business owners who know and understand their Audited Accounts. Learning how your business works from the financial perspective can give you a completely different view of your business – where you can make more money and where you can cut costs. I’ll be sharing all these secrets and more with you.

Read these insider tips on getting a small business loan

Part of the trick of getting the bank on your side is knowing how they assess your request. Does your manager really toss a coin? No, it’s a bit more scientific than that … but not that much!

Just to give you a head start, I’ll be revealing what really turns your Bank Manager on. Within the pages of this ebook I go into great depth about the 7-step formula which banks use to decide whether to grant your loan or not.

This is the real 'heart' of the ebook and will give you a complete understanding of how your Bank Manager thinks.

With this insider knowledge of what banks are looking for you will substantially increase your chances of success. This 7-step formula will reveal what banks like and what they don’t like. No more guess work on your part!

This formula will provide all the information you will ever need so no longer will you be puzzled about how to get the bank on your side.

Here is just some of the other information you will learn

• What the manager can glean from your bank statement

• How a visit to your premise can tell a lot about your business

• Whether a previous business failure can work in your favour

• 17 points your manager will look for in your Profit and Loss and Cash Flow Forecasts and how you can prepare for them

• The 3 things the bank will look for in asking for security

• How Credit Scoring works

• 8 specific actions you can take if you are turned down

Once you know the 7-step formula you will realise that getting the bank to support you need not be that difficult. It’s all about having the right information and presenting it in the right way. Of course you have to have a workable idea but with the techniques I have to share with you at least you have a head start!

Fed Up of Being Ripped Off By High Interest Rates and Charges?

It’s a great buzz once you get your loan but what about the feeling when you found out how much it was all going to cost!! The excitement quickly wears off.

You think that you have to accept whatever the Bank Manager tells you but this is far from the truth. Just because you run a small business it doesn’t mean you have to put up with big charges.

This may come as a shock but you can negotiate with the bank. You don’t have to accept their very first offer.

I’ll tell you exactly how to negotiate the very best deal for you and your business … and still keep the Bank Manager happy.

• I’ll show you how the bank works out your interest rate and a few tricks on how to reduce it. These tips alone could save you thousands in unnecessary interest charges

• Want to learn how to lower all the fees you are charged? Just one sentence could wipe out a large chunk of those fees. I’ll share that powerful sentence with you

• Find out what your Manager’s ‘hot buttons’ are when it comes to negotiating … and how to use them to your financial advantage

• Want to be a better negotiator? There are 6 things to consider before going into a negotiation which will put you in a stronger position … and I’ll tell you exactly what they are

• Don’t want to unwittingly mess up your negotiations? I’ll share with you the 6 things you should never to do when negotiating

Negotiating the very best deal for you and your business is possible if you know what to do … and this ebook will show you exactly what to do.

Getting the bank on your side is simple – if you put these ideas into practice

During my time ‘on the other side’ of the desk I have seen too many good ideas thrown away because the owners didn’t know how to present themselves or their businesses in the best light. Don’t be like that.

By studying all the ideas, tips and techniques contained in this one e-book you’ll be able to

• Talk the same language as your Manager

• Build a long standing relationship with your bank based on trust and understanding

• Get the key which will open the door to getting the finance you need

• Become the fountain of knowledge for all your business colleagues on getting the bank on your side

Has the bank already said no to you?

If you are reading this after the bank has just said no to you I guess you are feeling a bit dejected! Can the information contained in this ebook still help you, even at this stage? Yes! All is not lost!

Just because the bank has said no once before it doesn’t mean that your idea or business is not viable. It may be that you just didn’t present all the necessary information or that even your presentation may have let you down.

But you still have a second chance if you review the information and ideas in this ebook.

Don’t let your business suffer just because of your ignorance

It’s easy to blame everyone else when you don’t get the support you feel you deserve. But ultimately it’s down to you. Nearly all small business owners complain that banks don’t understand them but by reading this ebook you ‘ll make sure that you’re not one of them.

Contained within the 246 pages of this ebook (yes, this is not a small book - I have a lot of information to share with you) are the dynamite techniques which will show you how to get your loan in just one meeting instead of a string of confidence destroying interviews. Banks want to do business with you but you have to help them before they can help you. You can do this by putting into practice all the ideas, tips and techniques contained in this ebook.

It would be a shame not to get the small business loan you need just because you didn’t have these techniques and insider tips. Don’t sit back and complain about the banks like everyone else does.

"Why risk getting a 'no' when by reading ‘The Secrets of Getting Your Bank Manager to Say Yes!” you can substantially increase your chances of getting that elusive yes answer!"

Getting the bank on your side is simple … get hold of your copy of ‘The Secrets of Getting Your Bank Manager to Say Yes!' today!

The money you will earn and save by implementing these ideas will pay you back hundreds if not thousands of times on your small investment.

"Despite the time and money I am going to save you, your total investment for these amazing secrets, ideas and tips on how to get the small business loan your business needs is just $27."

100% Risk-Free Guarantee

I know what it’s like buying something from someone for the first time! I know these secrets are worth every penny of the meagre investment you will make (just $27), which is why I am completely taking away your risk with a 100% risk-free guarantee.

$27 really is a drop in the ocean compared to what you could be throwing away by not understanding what banks want. Just think …

You can’t afford to miss out on these techniques which will take your business to the next level of growth.

To start putting into practice all the insider secrets I have for you, just click on the links below and that’s it! The e-book is in .pdf format and can be easily downloaded in a matter of minutes.

Remember your investment is only $27 and that is a small price to pay knowing the difference it could make to your business.

Plus you will get these 4 bonus e-books when you order!!

1. 'Avoiding the Pathways to Failure and Under-Performance' by Paul Simister

2. 'Unforgettable Business Cards' by Chris Brunner

3. 'Six Magnetic Ways to Attract More Clients' by Andrew Ludlam

4. '365 Daily Success Quotes' by Steve Strahl

Seize your chance and order your copy and you bonus items today!

I look forward to sharing all my banking secrets with you!

Every Success

Robert Warlow

Author of 'The Secrets of Getting Your Bank Manager to Say Yes!' and writer of the weekly newsletter 'Small Business Success'

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